Moving to NJ & Looking for car insurance

Hello gals,

I’m moving from the big apple to New Jersey for a little bit <1 year. One thing I didn’t do in New York was drive, so this is going to be my first time driving a car in over 5 years. With that comes the gas, parking, car insurance and repair fees. I can’t wait to pay sooooo much money to drive a car, cough cough!

Wish New Jersey had better public transit, but since that’s not the case I’m forced to lease a car for an exorbitant fee and pay for all the little extras like car insurance.

Which by the pay is looking to be more expensive then my monthly commuter pass in New York. This is madness!

Anyway, found some quotes for cheap auto insurance in NJ.

The thing is, I don’t even know what coverage I need, or should get. Full coverage car insurance, comprehensive insurance or something else entirely. Car insurance is super confusing!

There’s wayy too many options and I have no idea what I should buy. If anyone can share a few words of wisdom with me it would be much appreciated.

I’ve scheduled a call with an insurance agent, but I don’t really trust them to have my best interest at heart. They probably want me to buy the most expensive insurance I can afford, not get whats best for me..

Big thanks to anyone that can help me out!

Love,

Charissa